Rhode Island Insurance Dispute Lawyers
Your insurance policy is bound by legal rights that protect you from unfair denials or minimal payouts. Unfortunately, insurance companies are in the business of making money—which often means they’ll try as hard as possible to minimize your compensation, delay your payout, or even deny your claim altogether. This can most likely result in a number insurance disputes.
At Bottaro Law, our lawyers help people in Rhode Island and Massachusetts facing insurance company disputes. If you believe your insurance claim was wrongfully denied or handled unfairly, don’t give up. Contact a knowledgeable insurance dispute attorney today at (401) 777-7777 today, and let us help you get the money you deserve.
Insurance Bad Faith Practices
Your insurance policy is a contract, and you uphold your end by paying your premiums on time. Your insurance company should do the same by processing your claim in good faith and in line with your policy. Insurance bad faith happens when your insurance company fails to uphold their end of the contract in ways such as:
- Attempting to settle for substantially less than the amount to which you are entitled under your policy
- Delaying, discounting, or denying a claim without a reasonable basis for doing so
- Failing to acknowledge or respond to a claim for coverage
- Failing to conduct an appropriate investigation
- Failing to conduct a prompt, reasonable, and thorough appraisal
- Failing to deny or pay a claim within a reasonable amount of time
- Misrepresenting the terms of your policy
- Refusing to disclose pertinent information
- Using harassment, intimidation, or other improper means in an effort to prevent you from pursuing a valid claim
These bad-faith practices are used regardless of your policy type. Bottaro Law has experience handling a variety of policy claims including auto, home, fire, and commercial general liability. If you’re dealing with an insurance dispute, call us today.
We Help You Fight Back In Your Insurance Disputes
It’s not fair for insurance companies to take advantage of you, and we’re ready to help you fight back. The insurance dispute attorneys at Bottaro Law want work on your behalf to help you get the settlement you deserve, and with our No Fee Guarantee®, you won’t pay us anything unless we get money for you. Don’t wait to get started. Call us 24/7 at (401) 777-7777, or fill out our free consultation form now.
Insurance Disputes FAQ
As an insurance policyholder, you pay your premiums expecting your coverage to be there when your family needs it. Unfortunately, some insurance companies base their actions upon profits rather than fulfilling their contracts. If you believe your insurance company is acting in bad faith, read our FAQ to learn more about the steps you can take to get the money you deserve.
$1,500,000.00 Pre-Trial Settlement: Our client was a passenger in a ride share vehicle that slammed into a truck, causing life altering cervical fractures amongst other injuries. This case involved numerous experts and overcoming a challenging seat belt defense.
$1,200,000.00 Settlement: In this product liability case, our young client lost her eye due to a defective air bag. We acted fast to preserve the evidence and retain top experts who tested the vehicle. The result was settlement with national counsel for a major auto manufacturer.
$1,000,000.00 Pre-Trial Settlement: Our client was struck as a pedestrian by a commercial vehicle on a job site resulting in multiple fractures and emergency surgeries. We helped establish life altering pelvic fractures with a loss in earning capacity.
$660,000.00 Pre-Trial Motorcycle Crash Settlement: When the insurance company denied the claim outright ($0), Mike litigated this case through discovery, engaging renowned experts in the fields of accident reconstruction and physical medicine.
$600,000.00 Commercial Truck Crash Settlement: When a truck driver dropped steel beams form his load onto Rte. 10, the resulting crash caused our client to suffer multi-level disc injury resulting in emergency cervical surgery.
$650,000.00 Pre-Trial RI Slip and Fall Settlement: Regional market failed to correct a leaky roof and entranceway, causing our client to sustain a devestating knee injury. Mike litigated this case through discovery over the course of severla years.
$500,000.00 Rhode Island Nursing Home Abuse Pre-Trial Settlement: Insurer offers $0 pre-litigation. Mike litigates the case working with several experts to prove deviation in standard of care resulting in client who suffered amputations from complications after a nursing home injury.
$500,000.00 Massachusetts Wrongful Death Car Accident Policy Limit Settlement: The insurer originally denied the claim and had serious questions about whether the collision ultimately caused the death months later of an elderly gentleman.
$500,000.00 Policy Limit Settlement: In this homeowner policy limit insurance case, a handyman’s negligence cost our client his loss of eye. Our legal research on agency law carried the day.
$325,000.00 Settlement Following Arbitration: Our North Kingstown, RI client was injured in a bike accident, fracturing his patella and requiring emergency surgery. We worked with experts, including a life care planner to ensure our client received fair compensation.
Auto products liability case involving airbag deployment resulting in loss of vision in one eye and facial fractures.
A 61-year-old man underwent emergency surgery and a knee replacement procedure due to injuries sustained in a serious motorcycle accident.
A pre-trial settlement was reached for our client who suffered a knee injury requiring multiple surgeries.
Our client suffered multi-level disc injury when steel I-beams fell from a commercial truck on Route 10 resulting in multiple cervical surgeries.
Personal Injury Attorney Mike Bottaro helps client who suffered amputations from complications after a nursing home injury.
This case involved an elderly couple and their granddaughter who were injured after a car turned left in front of their vehicle. The injuries for the woman involved a fractured neck, broken ribs, and an eventual stroke. The man suffered from various injuries from which he never recovered, resulting in his untimely death.
This case involved deviations in the standard of care involving pressure ulcers resulting in death.
Our North Kingstown, RI, client was injured in a bike accident, fracturing his patella and requiring emergency surgery. We worked with experts, including a life care planner to ensure our client received fair compensation.